Welcome To CSK Advisory
B-3-10 Seri Gembira Avenue, Kuala Lumpur. enquiry@cskadvisory.com.my

Employee Benefits Solutions

Protecting Your Team. Strengthening Your Business.

Healthy employees build strong companies. At CSK Advisory, we help businesses create affordable, effective, and sustainable employee protection plans that enhance productivity, reduce turnover, and safeguard the company’s financial stability.

Whether your business is small, growing, or established, we design custom employee benefit packages aligned with your workforce needs — covering medical, life, disability, and group takaful protection.

What is Employee Benefits Solution?

CSK Advisory provides Group Employee Benefits Solutions that offer comprehensive financial protection for your staff. Our advisors assess your workforce profile, company budget, and industry requirements to design a package that helps you:

With trusted partners like Allianz and Sun Life Takaful, we ensure your team is covered by reliable, compliant, and cost-effective group insurance plans.

What This Service Covers

Group Hospitalisation & Surgical (GHS)

Coverage for employees’ inpatient, outpatient, and surgical needs.
Benefits include:
Ideal for:

Group Term Life Insurance (GTL)

Provides:
Ideal for:
CSK structures the right plans so your family’s lifestyle does not collapse during unexpected events.

Group Personal Accident (GPA)

Coverage for accidental injuries, disability, or death.
Includes:
Suitable for:

Group Takaful Employee Benefits (Shariah-Compliant)

For companies seeking Islamic-compliant protection.
Covers:
WHO NEED THIS SERVICE?

Who Needs This?

SMEs wanting professional employee protection
Companies struggling with rising medical claims
Employers seeking better staff retention strategies
Businesses with high-risk roles (factory, construction)
Companies expanding HR benefits to build stronger teams
Organisations needing Shariah-compliant employee coverage
HOW WE HELP YOU

How CSK Advisory Helps Your Business

Workforce Analysis

We evaluate age groups, job nature, risks, and staff size.

Benefits Gap Review

Identify what coverage your staff currently lack.

Plan Customisation

Tailor benefits to your budget, employee needs, and industry.

Implementation & Submission

We handle all documents, staff onboarding, and insurer coordination.

Renewal Review & Claims Support

Annual review to control premiums and improve benefits.

Protect Your Team — Strengthen Your Business

We help you design employee benefit packages that fit your budget and support your workforce.